Current Issues

Regular Industry Development Updates, Opinions and Talking Points relating to Manufacturing, the Supply Chain and Logistics.

How retailers can survive the death of the high street

13-Sep-2018
How retailers can survive the death of the high street
“In a tough retail landscape – evidenced by this morning’s profit slump announcement from John Lewis - the question of consumer spending power has never been more important. Competition is fierce and even longstanding household names are clearly feeling the pressure to keep pace; but how can retailers pull it back?

“Offering flexible payment options is a vitally effective way to entice consumers to spend and could be the key to saving the ailing high street. Our recent research report shows that, despite some retailers providing point of sale (POS) credit in the form of interest-free or buy now, pay later loans, 42% of shoppers believe that the sector could do more to provide options in this space.

“The average amount that these shoppers would be looking to borrow is £620, meaning that flexible finance represents a £25 billion sales opportunity for UK merchants alone - one which many may not even realise they are missing out on.

“Given the ongoing growth of e-commerce, the ability for these retailers to provide credit both on and offline could prove crucial in the future.”

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